SANDTON / MIDRAND FINANCIAL ADVISOR

SEAN GOVENDER
 Sean Govender
Firm SANLAM
Suburb Sandton / Midrand
Address 315 1st Road, Halfway Gardens, Midrand, 1686
See Map
GPS -25.989069, 28.119334
FSP Licence 2759 Sanlam Life Insurance
Languages English (in order of proficiency)
Email
Tel
Cel 0764098589
Website www.sanlam.co.za
Qualifications

 CFP® professional

RE 5

SERVICES
Retirement
Investments
Estate Planning
Life and Disability
Medical schemes
Short-term insurance
Business Assurance
Offshore Investment
Group Schemes

FOCUS

Holistic Financial Planning Services provided. Including: Personal/ Business Assurance, Retirement/ Wealth Management, Life and Disability Assurance.

OTHER SERVICES

Our business now offers an even larger range of services, including:
• Corporate Fund (Pension & Provident as well as Group Risk) set up and administration.
• Life Cover / Income Protection (Even against retrenchment!) / Dreaded Disease Cover
• Retirement Planning
• Specialized Investment Structuring
• Medical Aid
• Wills and Trusts

COMPANIES REPRESENTED

OTHER COMPANIES REPRESENTED

EXPERIENCE

My experience in the Financial Planning industry spans more than 10 years through both Long and Short Term Areas

ABOUT FIRM

First of all, we would like to thank you for considering us as your provider of choice concerning your investment, risk management, and taxation requirements. Our years of experience in the legal, and other professional environments has afforded us the opportunity to provide to you only the highest caliber of service, and comprehensive financial advice.

Our business now offers an even larger range of services, including:
• Corporate Fund (Pension & Provident as well as Group Risk) set up and administration.
• Life Cover / Income Protection (Even against retrenchment!) / Dreaded Disease Cover
• Retirement Planning
• Specialized Investment Structuring
• Medical Aid
• Wills and Trusts

We have also partnered with various specialists in specific fields to ensure that our clients receive only the best service & advice. Our partners include:
• Medical Aid specialists
• Corporate Fund Specialists
• On "stand by" attorney for the drafting of wills, and the setting up of trusts for our clients.

As always, we are available to answer any of your questions, and to assist wherever we can. Should you like to schedule a review of your portfolio, get more information about, or need help with any of the above,

BUSINESS PRACTICES
Minimum Levels of Premium/Investment accepted Lump Sum: R0.00
Recurring monthly: R500.00
Remuneration Commission only
Legal structure of employer Listed Company
Number of staff > 50
Indemnity insurance Insurance: yes
Value: not specified
LATEST NEWS AND VIEWS

The Sanlam Cumulus Echo Retirement Plan is the only retirement savings plan in South Africa that will reward you with an “Echo Bonus” for every payment you make. The longer you save, the more bonuses you get!

Here’s how it works!

How does the Cumulus Echo Retirement Plan Echo Bonus work?

Sanlam designed its Cumulus Echo Retirement Plan specifically to make it easy and attractive for you to start saving for retirement – even with a small amount. It’s the only retirement plan in South Africa that will reward you with an Echo Bonus for every single payment you make. So the more payments you make, the more bonuses you get!

But Echo Bonuses do not need to stop when you retire! You will have an option at retirement to continue your investment without further contributions. At the same time you will be able to draw a regular income. The benefit of this option will allow for a seamless transition from pre- to post-retirement within a product that you are familiar with. You will also continue to earn and grow the Echo Bonus uninterruptedly over the rest of your life.

We invest the money in the underlying investments that you choose with the help of your Sanlam financial planner or accredited broker. Your Sanlam financial planner can help you construct a portfolio that supports your retirement objectives. You can also apply on behalf of a minor if you are the parent or legal guardian.

Example

The Example is based on a monthly payment of R1000, taking into account an annual inflation increase of 6% over 25 years. It assumes an investment return of inflation plus 2% after fees.

Echo Bonus: R413 870
This is the Echo Bonus that Sanlam will add to your fund value.

Investment Return: R472 470
This is the investment return on your plan. The fund value is equal to the payments plus the investment return.

Payments: R572 730
This is the total payments made on your Cumulus Echo Retirement Annuity.

WHERE THIS FINANCIAL ADVISOR IS BASED
COMMENTS